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International students
Start your financial and educational journey in Canada hassle-free.
Smart products for smart students
Preferred Package for Students and Youth
Smart, simple, and designed for your future
Scene+TM Student Banking Bundle
Get rewarded when you bundle your banking
Student GIC Program
From getting your permit approved to paying for living expenses, the Scotiabank Student GIC Program can help you plan for your education.
StartRightTM Program
Learn about all things Canadian to help you navigate student life4
International Account
Apply for a Scotiabank International Account and transfer up to $50,000 CAD before moving to Canada.3
International Money Transfer
Send money abroad as easily as you would send it within Canada
Credit cards for Students
Start building your credit history and collect rewards while you’re enrolled in school
Personal Line of Credit for Students
Help finance your education or other day-to-day expenses while you’re in school
What do I need to open an account?
Once you arrive in Canada, you’ll need to book an appointment at a Scotia branch to set up your account.
ID Requirements
Provide ID (one of the following valid pieces of government issued ID):
- Driver’s license
- Other valid government issued identification card
Immigration Documents
Your Citizenship and Immigration Canada form (IMM 1000, IMM 1442, IMM 5688, IMM 5292)
Student Documents
Please verify your student status with one of the following documents:
Student card with expiry date
Current course timetable
Letter from school confirming your enrollment
Receipt for paid tuition for the current academic term
- Acceptance letter
Eligible proof of enrollment needs to include your full name, school name, date, and duration of program enrolled in.
Resources in your financial backpack
What you need to know to settle and succeed as an international student
Unsure what you need to study in Canada? Check out our guide on what you need to know.
Moving to Canada? Here’s how to prepare for financial success
Even if you have a wonderful credit score, Canada uses its own credit system.
Financial tips you need to know about after graduating from college or university
Now that you’ve graduated, don’t miss the chance to get your financial future off to a good start with these money tips.
Useful tools
Managing your money just got smarter
Scotia Smart Money by Advice+. A set of money management features in the Scotiabank mobile app that gives you personalized insights, advice, and more control over your money.
Learn where you are spending and saving
A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.
Looking for a credit card that’s right for you?
Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward that you’re most interested in.
Student scholarships and contests
Scotia wants to fund your future
Between August and January, enter for your chance to win a $30,000 tuition prize.2
Colleges and Institutes Canada GIC Excellence scholarship
Between September and February, enter for your chance to win a tuition prize.*
*Select institutions only.
Internships and career opportunities
Check out our open roles for students and new grads, as well as internships and co-op placements.
Frequently asked questions
Have a question?
We're here to help!
As of May 26, 2025, new and existing Preferred Package for Students & Youth account holders who have or open a Scotia iTRADE account will receive a waiver of commission on all eligible commissionable trades (up to $9.99 CAD/USD per transaction) (the “Waiver”). The Waiver relating to options will be applied to base commissions only.
Note: it can take up to 10 business days from the date of opening a new Preferred Package for Students & Youth account or Scotia iTRADE account for the Waiver to apply. The Waiver will be applied at the time of trade.
Eligibility & Exclusions:
Eligible commissionable trades include stocks, ETFs and options (base commission only) placed across all Preferred Package for Students & Youth primary account holder’s Scotia iTRADE accounts after the later of May 26, 2025 and the time when a client opens a Scotia iTRADE account.
Corporate and non-personal Scotia iTRADE accounts are not eligible.
Only the primary account holder of a Preferred Package for Students & Youth account and of a Scotia iTRADE account will be entitled to receive the Waiver in their Scotia iTRADE account(s).
Both the Preferred Package for Students & Youth account and Scotia iTRADE accounts must be open and in good standing on the last day of every month for the Waiver to apply.
The Scotia iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due.
Preferred Package Students & Youth account holders will not qualify for iClub membership based solely on their trading activity.
No cash redemption value.
This offer can be combined with other Scotia iTRADE programs and campaigns unless otherwise specified.
Must be at least the age of majority in province of residence to open a Scotia iTRADE account.
Scotia iTRADE ® (Order-Execution Only) is a division of Scotia Capital Inc. (“SCI”). SCI is regulated by the Canadian Investment Regulatory Organization and is a member of the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions.
Scotiabank cannot accept more than one wire payment per family and such payment cannot exceed CAD $50,000. You are responsible to ensure that your wire payment to Scotiabank in Canada, including the amount, is in compliance with the local laws of your country.
A Scotiabank International Account is a Scotiabank Investment Account opened from outside of Canada. More information about the Scotiabank Investment account can be found here.