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Post-secondary students
We’ve made banking easy so you can focus on your studies
Smart products for smart students
Preferred Package for Students and Youth
Smart, simple, and designed for your future
Scene+TM Student Banking Bundle
Get rewarded when you bundle your banking
Scotia iTRADE®
Get the perks when you sign up for the Preferred Package for Students and Youth1
Credit cards for Students
Start building your credit history and collect rewards while you’re enrolled in school
Personal Line of Credit for Students
Help finance your education or other day-to-day expenses while you’re in school
Healthcare and Professional Students
Focus on your training, while we focus on your financial well-being
Medical School
Start your journey to financial wellness
Dental School
Get solutions designed to help you work through this important chapter
Student Professionals
Setting you up for financial success in your professional field of study
What do I need to open an account?
ID Requirements
Provide ID (one of the following valid pieces of government issued ID):
- Driver’s license
- Other valid government issued identification card
Student Documents
Please verify your student status with one of the following documents:
Student card with expiry date
Current course timetable
Letter from school confirming your enrollment
Receipt for paid tuition for the current academic term
- Acceptance letter
Eligible proof of enrollment needs to include your full name, school name, date, and duration of program enrolled in.
Resources in your financial backpack
What you need to know about investing as a student
Investing as a student doesn’t have to be complicated. This beginner’s guide covers everything you need to know to get started.
How to choose the right bank account
Wondering how to know you’ve got the right bank account for you? We break down how they work.
Everything you need to know about student credit cards
Now’s the time to start thinking about first credit card and building a credit history.
Useful tools
Managing your money just got smarter
Scotia Smart Money by Advice+. A set of money management features in the Scotiabank mobile app that gives you personalized insights, advice, and more control over your money.
Learn where you are spending and saving
A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.
Looking for a credit card that’s right for you?
Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward that you’re most interested in.
Grow your money with our smart savings tools
Saving was never this easy. Effortlessly build your balance with our smart savings tools, Pay Yourself First and Savings Finder. Set a goal for how much you want to save and we’ll automatically move small amounts when it appears you can afford it from your eligible chequing account to your Money Master Savings Account.6, 7
Student scholarships and contests
Scotia wants to fund your future
Between August and January, enter for your chance to win a $30,000 tuition prize.2
Internships and career opportunities
Check out our open roles for students and new grads, as well as internships and co-op placements.
Frequently asked questions
Have a question?
We're here to help!
As of May 26, 2025, new and existing Preferred Package for Students & Youth account holders who have or open a Scotia iTRADE account will receive a waiver of commission on all eligible commissionable trades (up to $9.99 CAD/USD per transaction) (the “Waiver”). The Waiver relating to options will be applied to base commissions only.
Note: it can take up to 10 business days from the date of opening a new Preferred Package for Students & Youth account or Scotia iTRADE account for the Waiver to apply. The Waiver will be applied at the time of trade.
Eligibility & Exclusions:
Eligible commissionable trades include stocks, ETFs and options (base commission only) placed across all Preferred Package for Students & Youth primary account holder’s Scotia iTRADE accounts after the later of May 26, 2025 and the time when a client opens a Scotia iTRADE account.
Corporate and non-personal Scotia iTRADE accounts are not eligible.
Only the primary account holder of a Preferred Package for Students & Youth account and of a Scotia iTRADE account will be entitled to receive the Waiver in their Scotia iTRADE account(s).
Both the Preferred Package for Students & Youth account and Scotia iTRADE accounts must be open and in good standing on the last day of every month for the Waiver to apply.
The Scotia iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due.
Preferred Package Students & Youth account holders will not qualify for iClub membership based solely on their trading activity.
No cash redemption value.
This offer can be combined with other Scotia iTRADE programs and campaigns unless otherwise specified.
Must be at least the age of majority in province of residence to open a Scotia iTRADE account.
Scotia iTRADE ® (Order-Execution Only) is a division of Scotia Capital Inc. (“SCI”). SCI is regulated by the Canadian Investment Regulatory Organization and is a member of the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions.
Scotiabank cannot accept more than one wire payment per family and such payment cannot exceed CAD $50,000. You are responsible to ensure that your wire payment to Scotiabank in Canada, including the amount, is in compliance with the local laws of your country.
A Scotiabank International Account is a Scotiabank Investment Account opened from outside of Canada. More information about the Scotiabank Investment account can be found here.
Based on an analysis of your transaction activity (including spending patterns, expenses, and incoming funds) in your designated chequing account over the three-month period prior to the transfer and the default balance limit for the Pay Yourself First tool of $400, or the limit you have chosen. For example, if your designated chequing account balance is below the default limit of $400, then the tool will not initiate the transfer. Click here for full terms and conditions.
Based on an analysis of your transaction activity (including spending patterns, expenses, and incoming funds) in your designated chequing account over the three-month period prior to the transfer and the default balance limit for the Pay Yourself First tool of $400, or the limit you have chosen. For example, if your designated chequing account balance is below the default limit of $400, then the tool will not initiate the transfer. Click here for full terms and conditions.